Guides
- How HeatPumpPayback Calculates Your City's Number — The reference house, the climate and price data, the equipment assumptions and every constant behind each city's heat pump payback estimate.
- Where a Heat Pump Doesn't Pay Back, and Why — In 1,214 of the 3,206 cities covered, a heat pump costs more to run than a gas furnace. What drives that, and the second, slower way the math fails.
- Cold-Climate vs. Standard Heat Pumps: The 25°F Line — Below a 25°F winter design temperature this site prices a cold-climate heat pump. What that class of unit does differently, and where it is needed.
- The Heat Pump Tax Credit Ended: What It Did to Payback — The 25C credit of up to $2,000 ended for heat pumps installed after December 31, 2025. How that changed payback across 3,206 US cities, and what can still lower the cost.
- Heat Pump vs. Electric Baseboard, Not Gas — Not every home has gas. Against electric-resistance heat, a heat pump saves money in far more places, including cities where the gas comparison says no.
- How to Get Heat Pump Quotes You Can Actually Compare — What to ask HVAC contractors for, from a load calculation to the AHRI certificate, so that heat pump quotes can be compared line by line.
- SEER2, HSPF2 and COP: Reading Heat Pump Efficiency Ratings — What the efficiency numbers on a heat pump quote mean, why the 2023 ratings are lower than the old ones, and how they connect to running cost.
- Embed the HeatPumpPayback Payback Widget — A free, live heat pump payback badge for any of the 3206 cities this site covers, one iframe, no sign-up, credited back to HeatPumpPayback.