What this site is

HeatPumpPayback provides estimated heat pump running costs and payback periods, computed from public NOAA climate data and EIA utility rates using a documented model. It is informational only and is not a substitute for a quote from a licensed HVAC contractor, who will size and price a system against your actual house, ductwork, and insulation rather than a typical reference home.

No warranty on the figures

Every figure traces to a public data source and a disclosed model, but real houses vary in insulation, ductwork condition, thermostat habits, and equipment choice in ways a per-city model cannot capture. Utility rates and equipment prices change. Nothing on this site is guaranteed to match what you would actually pay, and no result here should be the sole basis for a purchase decision.

No professional advice

Nothing on this site is engineering, financial, or legal advice. Sizing and installing heating equipment should be done by a licensed contractor. Tax credit eligibility should be confirmed with a tax professional or the IRS directly, not assumed from this site's estimate.

Content and links

Site content, design, and the underlying model are the property of HeatPumpPayback unless otherwise noted. External links are provided for convenience; HeatPumpPayback does not control and is not responsible for third-party sites it links to.

Changes

These terms may be updated as the site changes. Continued use after an update means you accept the current version.