HeatPumpPayback

Heat pump vs. gas furnace in Murray, UT

In Murray, the extra upfront cost technically comes back, just not before the equipment wears out. Against a like-for-like gas furnace and AC swap, going electric costs $3,500 more up front here (already netting out a $2,000 tax credit). Murray's residents would see roughly $110 a year back in running costs, putting the payback around 31.9 years. Murray's own numbers say this pencils out only in theory, not in practice.

Why Murray's climate drives this number

4667 heating degree days pile up here every year, so Murray has a real but manageable winter; the cooling side runs to 1804 cooling degree days, where summers are hot enough that cooling matters as much as heating. The 99% winter design temperature here — the cold snap equipment must be sized for, not the seasonal average — is 19°F, against a record low of 12.2°F. That puts the seasonal coefficient of performance at 3.16 for the recommended cold-climate unit. Below the 25°F line where a standard machine starts leaning on resistance backup, Murray sits firmly in cold-climate territory, so that's the class of unit priced here. Climate figures trace to the nearest NOAA station, SALT LAKE CITY INTERNATIONAL, 9.8 miles from Murray.

The month-to-month numbers for Murray

Modelled on a typical 2000-square-foot house, the heat pump draws about 3,740 kWh a year to keep it warm, plus cooling, for a combined electric bill near $692 a year. That compares with roughly 49 Mcf a year of gas at Murray's 10.19 per-Mcf rate — about $802 a year — against a local electricity rate of 13.12¢/kWh. Buy it outright, not incrementally, and payback stretches to 123.2 years; over 15 years the net position sits $1,856 behind.

Electric resistance heat in Murray, compared

Gas isn't universal in Murray — many houses run on electric heat already. Against electric-resistance heat — baseboard or an electric furnace, both 100% efficient but still just resistance — the case for switching gets stronger here. The saving here runs about $1,165 a year, which recovers the extra $8,000 spent going electric in roughly 6.9 years.

How Murray compares nationally

Ranked against the other 3206 cities covered, Murray comes in at 1027 for heating severity — 1 would be the coldest place in the dataset — and 805 by population, where 1 is largest. That's the coldest third of the dataset, where climate does most of the work behind this figure.

Next step for 50,817 people in Murray

About 50,817 people live in Murray, Utah, and every number on this page is what a contractor would actually work from when quoting a system here — the point isn't to replace that quote, it's to tell you whether to bother asking for one. Here, there's no cost penalty to waiting until your current furnace or AC actually needs replacing.

Get quotes from local HVAC contractors before deciding.

Where Murray's figure comes from

Every constant behind this page — the 3.16 seasonal COP, the degree-day corrections, the equipment costs — is documented in the methodology guide. Murray's 19°F design temperature is below the 25°F line, which is why a cold-climate unit is the right call here — see what that changes in the cold-climate unit guide.