Heat Pump Payback in Morton Grove, IL
Will a heat pump pay off in Morton Grove, IL?
In Morton Grove, a heat pump would cost more to run each year than what you have now. Swap a failed furnace and AC for a heat pump rather than buying like-for-like, and the extra cost here runs $5,500. Unfortunately the electric bill outweighs the gas bill it replaces by about $228 a year here, so the extra spend stays unrecovered. That's Morton Grove's own climate and rates talking, not a hedge or a caveat.
Checking a different city
This runs the same numbers for 3206 US cities, not just Morton Grove. Look one up here.
Morton Grove's weather, in the numbers that matter
4991 heating degree days pile up here every year, so Morton Grove has a real but manageable winter; the cooling side runs to 1020 cooling degree days, where summers are hot enough that cooling matters as much as heating. The 99% winter design temperature here, the cold snap equipment must be sized for, not the seasonal average, is -0.9°F, and the coldest daily reading in the 2024 station record was -11°F. That puts the seasonal coefficient of performance at 2.68 for the recommended cold-climate unit. Below the 25°F line where a standard machine starts leaning on resistance backup, Morton Grove sits firmly in cold-climate territory, so that's the class of unit priced here. Climate figures trace to the nearest NOAA station, Palwaukee Municipal Airport, 8.1 miles from Morton Grove.
The yearly running costs in Morton Grove
A 2000-square-foot house here would pull roughly 4,716 heating kilowatt-hours annually on top of cooling, totalling about $1,065 a year on electricity. Morton Grove's gas rate of $11.25 per Mcf, applied to the 52 Mcf a year the furnace burns, puts the current furnace-and-AC running cost near $837 a year, against 19.06¢ per kWh for electricity. Because the heat pump costs more to run here, the gap only widens with time: $8,917 behind after 15 years compared with replacing the furnace and AC like-for-like.
What would change Morton Grove's answer
For the verdict in Morton Grove to flip, electricity would need to drop to about 13.7¢/kWh from 19.06¢, or gas climb past $15.63 per Mcf from $11.25. A utility offering a lower heat pump rate can change this. Until then, no quote price makes a heat pump pay back against gas in Morton Grove; the case for one here rests on comfort, cooling, or replacing electric heat instead.
Electric resistance heat in Morton Grove, compared
Gas isn't universal in Morton Grove, many houses run on electric heat already. Compared with baseboard or electric-furnace resistance heat, the numbers shift in the heat pump’s favor. The saving here runs about $1,596 a year, which recovers the extra $10,000 spent going electric in roughly 6.3 years.
How Morton Grove compares nationally
Morton Grove lands at position 723 out of 3206 cities on heating severity (coldest is 1), and 1641 out of 3206 by population size (biggest is 1). That's the coldest third of the dataset, where climate does most of the work behind this figure.
Deciding what's next in Morton Grove, IL
Morton Grove, Illinois is home to about 24,467 people, and the figures above are the same ones a local HVAC contractor uses to size and quote a system, this site doesn't guess where a real quote would land, it just tells you whether it's worth asking for one. In Morton Grove, nothing is lost by holding off until the current equipment genuinely fails.
Ask a local HVAC contractor for a quote before committing either way.
More on how this number was built
The methodology guide walks through exactly how Morton Grove's 2.68 seasonal COP and the rest of this page's numbers get built. Morton Grove's -0.9°F design temperature falls on the cold side of the 25°F cutoff the cold-climate unit guide walks through.