Heat Pump Payback in Morgantown, WV
Should Morgantown switch to a heat pump?
Morgantown technically pencils out, but only past the point the equipment would need replacing anyway. $5,500 is what Morgantown would pay extra to go electric rather than replace the furnace and AC with the same again. Lower bills claw that back: about $142 saved annually, for a payback of roughly 38.7 years. Morgantown's own numbers say this pencils out only in theory, not in practice.
Checking a different city
Landed on Morgantown by mistake, or want to compare it against somewhere else? Search the other 3206 cities below.
Why Morgantown's climate drives this number
3965 heating degree days pile up here every year, so Morgantown has a real but manageable winter; the cooling side runs to 1189 cooling degree days, where summers are hot enough that cooling matters as much as heating. 14°F is the figure equipment gets sized against here, the 99th-percentile cold snap, not an average day, with a low of 6.1°F in the 2024 station record. Worked through the model, that's a seasonal COP of 3.04 on the cold-climate unit fit for this climate. A cold-climate unit is the right call in Morgantown, below 25°F design temperature, a standard heat pump leans hard on electric-resistance backup, which erases most of the savings. These numbers come from Mgtn Rgnl-W L B Hart Fd AP, the closest NOAA station, 1.6 miles out.
Morgantown's running-cost comparison, in dollars
Modelled on a typical 2000-square-foot house, the heat pump draws about 3,303 kWh a year to keep it warm, plus cooling, for a combined electric bill near $665 a year. Morgantown's gas rate of $13.80 per Mcf, applied to the 41 Mcf a year the furnace burns, puts the current furnace-and-AC running cost near $807 a year, against 15.41¢ per kWh for electricity. If the current system still worked and you replaced it anyway, the full cost would take longer than the 15-year equipment life to earn back; against buying a new furnace and AC regardless, the 15-year total lands $3,368 behind.
How sensitive Morgantown's result is to prices
This result holds unless electricity climbs above 20.5¢/kWh (it is 15.41¢ now) or gas drops below $10.36 per Mcf (now $13.80); past either point, gas becomes the cheaper fuel in Morgantown. When quotes arrive, compare the heat pump price with a like-for-like furnace and AC replacement: at $142 a year saved, a difference under $994 pays back within 7 years here, and under $1,420 within 10.
Electric resistance heat in Morgantown, compared
Plenty of homes in Morgantown heat with electricity alone, no gas line involved. Against electric-resistance heat, baseboard or an electric furnace, both 100% efficient but still just resistance, the case for switching gets stronger here. Switching saves about $1,119 a year here, a heat pump moving heat rather than generating it needs far less electricity than resistance coils, so the extra $10,000 spent up front comes back in about 8.9 years.
Morgantown against the rest of the country
Morgantown lands at position 1555 out of 3206 cities on heating severity (coldest is 1), and 1339 out of 3206 by population size (biggest is 1). That's the middle third for winter severity among the cities covered here.
Deciding what's next in Morgantown, WV
About 30,490 people live in Morgantown, West Virginia, and every number on this page is what a contractor would actually work from when quoting a system here, the point isn't to replace that quote, it's to tell you whether to bother asking for one. Here, there's no cost penalty to waiting until your current furnace or AC actually needs replacing.
Line up a few local HVAC quotes before you decide.
Where Morgantown's figure comes from
Every constant behind this page, the 3.04 seasonal COP, the degree-day corrections, the equipment costs, is documented in the methodology guide. Morgantown's 14°F design temperature is below the 25°F line, which is why a cold-climate unit is the right call here, see what that changes in the cold-climate unit guide.