Heat Pump Payback in Flint, MI
Will a heat pump pay off in Flint, MI?
Here in Flint, the honest answer is that a heat pump raises your annual running cost. $5,500 is what Flint would pay extra to go electric rather than replace the furnace and AC with the same again. Unfortunately the electric bill outweighs the gas bill it replaces by about $375 a year here, so the extra spend stays unrecovered. There's no spin on that: Flint's numbers say wait.
Checking a different city
Landed on Flint by mistake, or want to compare it against somewhere else? Search the other 3206 cities below.
Why Flint's climate drives this number
Flint has a cold winter that leans hard on heating equipment, 5352 heating degree days a year against a 65°F base, and summers add a moderate cooling load, at 700 cooling degree days. Sizing runs off the design temperature, not the average day: -0.9°F here (coldest 2024 reading -0.9°F), which works out to a seasonal COP of 2.68 for the cold-climate class of unit this climate calls for. A cold-climate unit is the right call in Flint, below 25°F design temperature, a standard heat pump leans hard on electric-resistance backup, which erases most of the savings. Source: NOAA station Bishop International Airport, 4.9 miles from Flint, the closest one on record.
What it actually costs to run, year to year
A 2000-square-foot house here would pull roughly 5,057 heating kilowatt-hours annually on top of cooling, totalling about $1,171 a year on electricity. The gas furnace it replaces burns roughly 56 Mcf a year at $10.92 per Mcf here, for a running cost near $797 a year including the old AC (electricity here runs 20.72¢/kWh). With running costs higher every year, there is no payback at any purchase price; over 15 years, against a like-for-like replacement, a household here would end $11,122 behind.
What would change Flint's answer
The heat pump would become the cheaper option in Flint if electricity fell to 12.8¢/kWh (from 20.72¢) or gas rose above $17.64 per Mcf (from $10.92). At today's prices a cheaper quote cannot rescue the gas comparison in Flint, since there is no yearly saving to recover it from.
If your home heats with electric baseboard instead of gas
Gas isn't universal in Flint, many houses run on electric heat already. Against electric-resistance heat, baseboard or an electric furnace, both 100% efficient but still just resistance, the case for switching gets stronger here. Switching saves about $1,825 a year here, a heat pump moving heat rather than generating it needs far less electricity than resistance coils, so the extra $10,000 spent up front comes back in about 5.5 years.
Flint against the rest of the country
Ranked against the other 3206 cities covered, Flint comes in at 450 for heating severity, 1 would be the coldest place in the dataset, and 467 by population, where 1 is largest. That's the coldest third of the dataset, where climate does most of the work behind this figure.
What to do with this number in Flint
About 79,735 people live in Flint, Michigan, and every number on this page is what a contractor would actually work from when quoting a system here, the point isn't to replace that quote, it's to tell you whether to bother asking for one. Here, there's no cost penalty to waiting until your current furnace or AC actually needs replacing.
Get quotes from local HVAC contractors before deciding.
Where Flint's figure comes from
The methodology guide walks through exactly how Flint's 2.68 seasonal COP and the rest of this page's numbers get built. At a -0.9°F design temperature, Flint sits in cold-climate territory; the guide to that class of unit explains why.