HeatPumpPayback

Will a heat pump pay off in Elizabethtown, PA?

Elizabethtown technically pencils out, but only past the point the equipment would need replacing anyway. Swap a failed furnace and AC for a heat pump rather than buying like-for-like, and the extra cost here runs $3,500 after a $2,000 federal tax credit. Lower bills claw that back: about $51 saved annually, for a payback of roughly 68.3 years. Elizabethtown's own numbers say this pencils out only in theory, not in practice.

Why Elizabethtown's climate drives this number

Elizabethtown has a real but manageable winter — 4324 heating degree days a year against a 65°F base — and summers are hot enough that cooling matters as much as heating, at 1318 cooling degree days. 14°F is the figure equipment gets sized against here — the 99th-percentile cold snap, not an average day — with a record low of 10°F on file. Worked through the model, that's a seasonal COP of 3.04 on the cold-climate unit fit for this climate. Below the 25°F line where a standard machine starts leaning on resistance backup, Elizabethtown sits firmly in cold-climate territory, so that's the class of unit priced here. Climate figures trace to the nearest NOAA station, HARRISBURG INTERNATIONAL AIRP, 9.6 miles from Elizabethtown.

The month-to-month numbers for Elizabethtown

Modelled on a typical 2000-square-foot house, the heat pump draws about 3,602 kWh a year to keep it warm, plus cooling, for a combined electric bill near $981 a year. That compares with roughly 45 Mcf a year of gas at Elizabethtown's 15.04 per-Mcf rate — about $1,032 a year — against a local electricity rate of 20.75¢/kWh. Priced as a standalone purchase rather than against a like-for-like replacement, equipment payback runs about 263.6 years, for a 15-year net position $2,732 behind.

The other scenario: no gas furnace to begin with

Gas isn't universal in Elizabethtown — many houses run on electric heat already. Compared with baseboard or electric-furnace resistance heat, the numbers shift in the heat pump’s favor. Switching saves about $1,646 a year here — a heat pump moving heat rather than generating it needs far less electricity than resistance coils — so the extra $8,000 spent up front comes back in about 4.9 years.

How Elizabethtown compares nationally

Ranked against the other 3206 cities covered, Elizabethtown comes in at 1306 for heating severity — 1 would be the coldest place in the dataset — and 2809 by population, where 1 is largest. That's the middle third for winter severity among the cities covered here.

Deciding what's next in Elizabethtown, PA

About 11,993 people live in Elizabethtown, Pennsylvania, and every number on this page is what a contractor would actually work from when quoting a system here — the point isn't to replace that quote, it's to tell you whether to bother asking for one. Here, there's no cost penalty to waiting until your current furnace or AC actually needs replacing.

Get quotes from local HVAC contractors before deciding.

Reading further on this page's numbers

The methodology guide walks through exactly how Elizabethtown's 3.04 seasonal COP and the rest of this page's numbers get built. Elizabethtown's 14°F design temperature falls on the cold side of the 25°F cutoff the cold-climate unit guide walks through.