Heat Pump Payback in Crowley, TX
Crowley, TX: the heat pump payback math
The payback math works in Crowley on paper, past the equipment's own working life. Swap a failed furnace and AC for a heat pump rather than buying like-for-like, and the extra cost here runs $5,500. Lower bills claw that back: about $338 saved annually, for a payback of roughly 16.3 years. Crowley's own numbers say this pencils out only in theory, not in practice.
Compare against another city
Crowley is one of 3206 cities covered here, each run through the same model. Search another below.
The climate behind Crowley's payback figure
Crowley has a mild winter by US standards, 1826 heating degree days a year against a 65°F base, and summers are severe enough that cooling can dominate the annual bill, at 2994 cooling degree days. The 99% winter design temperature here, the cold snap equipment must be sized for, not the seasonal average, is 14°F, and the coldest daily reading in the 2024 station record was 10.4°F. That puts the seasonal coefficient of performance at 3.04 for the recommended cold-climate unit. The average winter here is gentle, but sizing follows the cold snaps, and 14°F is below the 25°F point where a standard unit leans on resistance backup, so a cold-climate unit is what gets priced for Crowley. Source: NOAA station Fort Worth Spinks Airport, 3.1 miles from Crowley, the closest one on record.
What it actually costs to run, year to year
A 2000-square-foot house here would pull roughly 1,521 heating kilowatt-hours annually on top of cooling, totalling about $658 a year on electricity. That compares with roughly 19 Mcf a year of gas at Crowley's $19.42 per-Mcf rate, about $996 a year with the old AC included, against a local electricity rate of 16.15¢/kWh. Priced as a standalone purchase, with a working furnace ripped out early, payback would take longer than the 15-year equipment life. Measured against the like-for-like replacement instead, a household here ends 15 years $429 behind.
How sensitive Crowley's result is to prices
This result holds unless electricity climbs above 190.9¢/kWh (it is 16.15¢ now) or gas drops below $1.64 per Mcf (now $19.42); past either point, gas becomes the cheaper fuel in Crowley. When quotes arrive, compare the heat pump price with a like-for-like furnace and AC replacement: at $338 a year saved, a difference under $2,366 pays back within 7 years here, and under $3,380 within 10.
Electric resistance heat in Crowley, compared
Plenty of homes in Crowley heat with electricity alone, no gas line involved. Against electric-resistance heat, baseboard or an electric furnace, both 100% efficient but still just resistance, the case for switching gets stronger here. Switching saves about $715 a year here, a heat pump moving heat rather than generating it needs far less electricity than resistance coils, so the extra $10,000 spent up front comes back in about 14 years.
Crowley against the rest of the country
Among 3206 cities, Crowley's winter puts it at rank 2529 for severity, while its size puts it at rank 1884 for population, 1 in both cases being the extreme. That's the mildest third of cities covered, where utility rates carry more of the answer than climate does.
Deciding what's next in Crowley, TX
About 20,483 people live in Crowley, Texas, and every number on this page is what a contractor would actually work from when quoting a system here, the point isn't to replace that quote, it's to tell you whether to bother asking for one. Here, there's no cost penalty to waiting until your current furnace or AC actually needs replacing.
Ask a local HVAC contractor for a quote before committing either way.
Where Crowley's figure comes from
Every constant behind this page, the 3.04 seasonal COP, the degree-day corrections, the equipment costs, is documented in the methodology guide. At a 14°F design temperature, Crowley sits in cold-climate territory; the guide to that class of unit explains why.