HeatPumpPayback

Should Albertville switch to a heat pump?

Albertville sits right on the fence — how long you'll own the house decides this one. $3,500 is what Albertville would pay extra to go electric rather than replace the furnace and AC with the same again, once the $2,000 federal credit is applied. Albertville's residents would see roughly $240 a year back in running costs, putting the payback around 14.6 years. Whether that's worth it in Albertville depends on how many years you expect to own the place.

Why Albertville's climate drives this number

Albertville has a mild winter by US standards — 2565 heating degree days a year against a 65°F base — and summers are hot enough that cooling matters as much as heating, at 1706 cooling degree days. 14°F is the figure equipment gets sized against here — the 99th-percentile cold snap, not an average day — with a record low of 8.6°F on file. Worked through the model, that's a seasonal COP of 3.04 on the cold-climate unit fit for this climate. Below the 25°F line where a standard machine starts leaning on resistance backup, Albertville sits firmly in cold-climate territory, so that's the class of unit priced here. These numbers come from THE ALBERTVILLE MUNI ARPT-THO, the closest NOAA station, 3.5 miles out.

Albertville's running-cost comparison, in dollars

Electricity use for heating alone comes out to about 2,136 kWh a year on the 2000-square-foot reference house; folding in cooling puts the electric bill near $597 a year. That compares with roughly 27 Mcf a year of gas at Albertville's 17.56 per-Mcf rate — about $837 a year — against a local electricity rate of 16.62¢/kWh. Looked at as a full purchase rather than an incremental one, payback here is roughly 56.3 years, leaving the 15-year total $96 ahead.

Electric resistance heat in Albertville, compared

Not every home in Albertville has gas service. Swap the comparison to resistance heat instead of gas, and Albertville's answer improves. The saving here runs about $850 a year, which recovers the extra $8,000 spent going electric in roughly 9.4 years.

Albertville against the rest of the country

Ranked against the other 3206 cities covered, Albertville comes in at 2119 for heating severity — 1 would be the coldest place in the dataset — and 1694 by population, where 1 is largest. That's the middle third for winter severity among the cities covered here.

Next step for 23,392 people in Albertville

About 23,392 people live in Albertville, Alabama, and every number on this page is what a contractor would actually work from when quoting a system here — the point isn't to replace that quote, it's to tell you whether to bother asking for one. Here, there's no cost penalty to waiting until your current furnace or AC actually needs replacing.

Get quotes from local HVAC contractors before deciding.

Where Albertville's figure comes from

Nothing above is a black box: the methodology guide shows the full arithmetic behind Albertville's 3.04 seasonal COP and payback figure. Albertville's 14°F design temperature falls on the cold side of the 25°F cutoff the cold-climate unit guide walks through.